Hi Norman,
Before you can upload photos, you need to create a "Category" to upload to.... Follow the instructions below, it's fairly easy....
#1. Go to the Photo Gallery
#2. Click on "My Gallery" near the top of the screen
#3. Look for the "Gallery Admin Panel", and click on "Add Category"
#4. Fill in the details of the gallery you wish to create, the only required bit is the "Title"
#5. Click on "Add Gallery" at the bottom of the screen to save, and that's it.
You will then be able to see it listed as a category to upload to when you upload a photo - You can create as many categories as you need, just keep repeating the process....
I hope that helps, but if you need any further guidance just yell.
Regards
Eddy