Stop- its hurting me!. at 83 any mention of age is painful. Incidentaly, this may effect other paddleducks. On renewing our club insurance our secretary discovered that our insurers wont insure anyone over 80 at the waterside! That means that 10% of our menbers arent insured including me. A check with other insurance companies show that this is common practice. Age descrimination or what! Regards walter.